Article · Payments
Modernising payments without stopping the chain
Instant payments, ISO 20022, new platforms: the difficulty is not the target, it is the transition.
ESA Alliance
· 6 min read
Infrastructure that never stops
A payment chain is transformed while running. Every migration should be designed as a series of reversible cut-overs.
Business and IT in the same forum
Migration incidents often arise at the boundaries between operations, compliance and technology. Shared governance reduces them.
Measure value after cut-over
Processing costs, rejection rates, lead times: modernisation should be judged on operational indicators, not on the go-live date.